Posts by Cortney
Most retirees must take required minimum distributions by Dec. 31
The Internal Revenue Service (IRS) recently reminded retirement plan participants and individual retirement account owners that payments, called required minimum distributions, must usually be taken by Dec. 31.
Read MoreDownshift your worklife to improve Return On Life (ROL)
3 reasons why reducing your work hours could help to ease your transition into retirement – prepare your retirement budget, adapt your money mindset, experiment with your schedule.
Read MoreThe State of Your Estate Plan in Light of Proposed Tax Legislation
View our webinar recording for the an update on proposed tax legislation along with suggested next steps to ensure your estate doesn’t become a casualty of increased taxes.
Read MoreSmall cap and value stocks have rebounded. What’s next?
After a prolonged period of relative underperformance, small cap and value stocks have rebounded. Can we expect these asset classes to continue to outperform going forward?
Read MoreRetirement plan success: From good to great
The most popular measurement of 401(k) plan success is participation rate. We consider a high participation rate to be 90% or better. While participate rate is a good first step, it is only one of many ways to measure.
Read MoreMitigate risk with 3(38) Fiduciary Investment Management
As a 401(k) plan sponsor, you have the option to delegate fiduciary responsibility for investment-related decisions. In doing so, it is imperative to make sure that a specific type of advisor be hired, known as a 3(38) Investment Manager.
Read MoreEducate your employees on the importance of saving for retirement
Employers have a unique opportunity to educate their employees on the importance of saving for retirement. The fewer mistakes your employees make now, the more secure they’ll be in retirement.
Read MoreIs your plan getting the support it needs during this pandemic?
Retirement plan sponsors are dealing with tremendous complexity, confusion and uncertainty. COVID-19 has changed every facet of society as we know it — including how you manage your 401(k) plan.
Read MoreManaging risk: Do’s and don’ts for your company’s retirement plan committee
It is increasingly important for companies to understand their fiduciary responsibility and legal obligations. As a retirement plan sponsor, you are still responsible for adhering to the DOL’s ERISA guidelines, which govern and enforce the administration of 401(k) plans and their assets.
Read MoreAssisted living isn’t getting cheaper, so plan now
Retirees shopping for long-term care services — including home health aides, adult day health care and assisted living facilities — are likely to face more and more sticker shock.
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